That is the story today as I had to decide whether to pay an electric bill this or leave it unit this evening and pay it after I had picked Galia up from work. there were two reason behind the though of which option to take.
The first was that the Bank in which we pay the bill in en route back from Galia's work place, so I would be saving time and fuel by doing it later. The second was that the is usually big queues in the morning and hardly anyone in the evening. My decision to go later in the day was based on those two reasons.
So all according to plan we park the car up and arrive at the bank only to find it is shut. It closes at 5:00 and we arrived as 5:20! It used to open until 7:00 until recently, not a good way to find out either.